Mechanical Breakdown Insurance NZ
Car Owners Love

Know you’re covered for unexpected costs with Autolife’s Mechanical Breakdown Insurance.

Mechanical Breakdown Insurance

Our MBI insurance covers both new and used vehicles, and provides peace of mind for those unexpected mechanical repairs.

Guaranteed Finance Protection

Settle outstanding car loan, protect your credit rating and get a new car faster if a car is damaged beyond repair.

Consumer Credit

Protect assets and relax knowing that loan repayments can be repaid should the unexpected happen.

Mechanical Insurance NZ

Peace of mind for your car and wallet

What do you do about those mechanical problems that always seem to pop up right after your car warranty runs out? Check out Autolife’s Mechanical Breakdown Insurance NZ Cover (MBI) – that’s what. As a leading provider of MBI insurance NZ wide, we can help you pay for costly mechanical faults and repairs, including steering problems, engine repairs, electric battery replacements and auto-electrical issues.

Get the best possible cover for your car. Mechanical insurance NZ-wide cover also includes costs such as towing and rental car coverage as well as 24-hour roadside assistance, so you’ll never be stuck without a ride again!

Why Kiwis choose Autolife?

Discover why more Kiwis are choosing Autolife’s NZ wide mechanical repair insurance to keep their cars on the road

100% NZ Owned

100% NZ owned

As part of long-established Beneficial Insurance Ltd we’re 100% locally owned & managed.

Fast claims payments

Fast claims payments

96.5% of our claim payments are made within 14 days, and 99.5% within 21 days.

Here for you 24/7

Here for you 24/7

We understand that accidents can happen any time. That’s why we’re here for you day or night.

No third parties

We underwrite our policies, so there’s nobody to complicate your application or claims.

Take a look at some of our great reviews

Autolife has a 97% customer satisfaction rating

Who is breakdown insurance for?

Mechanical breakdown insurance (sometimes known as engine breakdown insurance) is literally for anyone who owns a vehicle. Breakdown insurance is not required, but can have many benefits: 

Protection for when your insurance falls short,
or you’re unable to work
Car Mechanical Insurance NZ
24/7 roadside assistance